Digital dollars in Bolivia

Which exchange rate matters if you want digital dollars?

USDT and USDC are dollar-referenced stablecoins: they are not dollar deposits and they are not legal-tender dollars. Here we compare what can actually be checked — public price, source and time — and explain what each product lets you do.

What do you want to do?

I want to buy I want to sell

You hand over bolivianos and receive USDT or USDC. The price is read in bolivianos per unit.

Lower is better for you

Public observed rates for USDT at banks

A comparison of observed price within one group: same asset, same currency, same direction. It is not a statement about which product is best.

#ProductWhat you can doWhat you pay

BCP BoliviaUSDTUSDT BCP

buy

Bs 12.65per 1 USDTPublic rate observed · 21:30

Banco BISAUSDTCriptoBISA USDT

buy

Bs 12.75per 1 USDTPublic rate observed · 21:20

Fees: not verified for either product.This is the quote the bank publishes. It does not guarantee execution, inventory or the final price of the transaction.BCP documents its buying and exchange-rate hours from Monday to Friday, 09:00 to 21:00.

Ordered by lowest observed price, with dense position by price level. Banks publish these prices as Compra and Venta from their own point of view; here they are shown from yours. How we compare.

P2P reference

In a P2P market there is no such thing as «the rate». The price depends on the amount, on the advertisement's own limits and on the payment method, so every observation is published together with its reference amount.

Binance P2PUSDTFor Bs 1,000

Bs 12.40Public rate observed · 23:20

buy

A single observation: no position or ranking is published when there is only one provider in the group.

This is not the parallel market. The parallel indicator on the home page is a market median. This figure is one concrete route for one concrete amount. They are two different metrics and they are never compared with each other.

It is not compared with the banks. A P2P advertisement's price depends on the amount; a bank's public quote does not. That is why they sit in separate groups and never share a position.

Other verified routes

A provider is not a rate. Each product is broken down into the routes it actually offers, and the quote status belongs to the route, not to the provider. That we cannot read a price automatically today does not mean the product has no rate.

Banks and bank wallets

CriptoFIE USDTUSDTBanco FIE · two-sided product

Bs → USDT · buyRate available in the provider's own channelFIE crypto account opening

USDT → Bs · sellRate available in the provider's own channelFIE crypto account opening

buy · sell · receive from an external wallet · send to an external wallet · hold in custody · fee not verified

GanaCripto USDCUSDCBanco Ganadero · two-sided product

Bs → USDC · buyRate available in the provider's own channelGanaMóvil · GanaNet

USDC → Bs · sellRate available in the provider's own channelGanaMóvil · GanaNet

buy · sell · hold in custody · international SWIFT use · Not available: send to an external wallet · fee not verified

Limits: buying and selling of 100 to 10,000 USDC per day, per the provider.

KOIN USDCUSDCBanco Mercantil Santa Cruz · asymmetric product

Bs by QR → USDC · buyRate available in the provider's own channelKOIN app

USDC → Bs to a bank account · sellNo verified routeWe do not assert it until we have verified it; the balance can be used with the card or at ATMs.

buy · fund by QR · hold in custody · internal transfers · card · ATM · Not verified: send to an external wallet · fee not verified

Wallets and fintech

TakenosDigital dollarWallet · dollar-denominated balance · several routes

Fund Bs by QR → digital-dollar balance · buyRate available in the provider's own channelShown before you confirm

Balance → withdraw to Bs · sellRate available in the provider's own channelShown before you confirm

Pay by QR in Bolivia from the balance · sellRate available in the provider's own channelShown before you confirm

fund by QR · withdraw to bolivianos · pay by QR · card · receive from an external wallet · send to an external wallet · hold in custody · fee not verified

No fee in this section is verified. A missing figure is never shown as 0 % or as «no fee», and an absent route is declared absent rather than filled in for symmetry.

What you can do with each option

The real difference between these products is not the price: it is whether you can take the balance out, spend it, or only hold it. Each cell summarises the product's verified routes — an empty column is a route that does not exist, not a missing figure.

Product	Buy	Sell	Custody	External wallet	QR / card	SWIFT / P2P
USDT BCP USDT	USDT BCP · Buy · yes, verified	USDT BCP · Sell · yes, verified	USDT BCP · Custody · yes, verified	USDT BCP · External wallet · not verified by us	USDT BCP · QR / card · not verified by us	USDT BCP · SWIFT / P2P · not verified by us
CriptoBISA USDT USDT	CriptoBISA USDT · Buy · yes, verified	CriptoBISA USDT · Sell · yes, verified	CriptoBISA USDT · Custody · yes, verified	CriptoBISA USDT · External wallet · not verified by us	CriptoBISA USDT · QR / card · not verified by us	CriptoBISA USDT · SWIFT / P2P · not verified by us
Binance P2P USDT/BOB USDT	Binance P2P USDT/BOB · Buy · yes, verified	Binance P2P USDT/BOB · Sell · yes, verified	Binance P2P USDT/BOB · Custody · not verified by us	Binance P2P USDT/BOB · External wallet · yes, verified	Binance P2P USDT/BOB · QR / card · not verified by us	Binance P2P USDT/BOB · SWIFT / P2P · not verified by us
CriptoFIE USDT USDT	CriptoFIE USDT · Buy · yes, verified	CriptoFIE USDT · Sell · yes, verified	CriptoFIE USDT · Custody · yes, verified	CriptoFIE USDT · External wallet · yes, verified	CriptoFIE USDT · QR / card · not verified by us	CriptoFIE USDT · SWIFT / P2P · not verified by us
GanaCripto USDC USDC	GanaCripto USDC · Buy · yes, verified	GanaCripto USDC · Sell · yes, verified	GanaCripto USDC · Custody · yes, verified	GanaCripto USDC · External wallet · no verified route in this product	GanaCripto USDC · QR / card · not verified by us	GanaCripto USDC · SWIFT / P2P · yes, verified
KOIN USDC USDC	KOIN USDC · Buy · yes, verified	KOIN USDC · Sell · no verified route in this product	KOIN USDC · Custody · yes, verified	KOIN USDC · External wallet · not verified by us	KOIN USDC · QR / card · yes, verified	KOIN USDC · SWIFT / P2P · not verified by us
Takenos Digital dollar	Takenos · Buy · yes, verified	Takenos · Sell · yes, verified	Takenos · Custody · yes, verified	Takenos · External wallet · yes, verified	Takenos · QR / card · yes, verified	Takenos · SWIFT / P2P · not verified by us

● verified– no verified route? not verified by us

USDT and USDC are not the same as a dollar deposit

They are virtual assets referenced to the dollar and issued by different companies. A product in USDT and one in USDC are not interchangeable, and neither is equivalent to dollars in a bank account. That is why the asset appears beside every product and they are never merged into one figure.

Why not every option has a price here

We only publish prices we can observe in a public source and check again. When the rate lives inside an app, we say so: we do not estimate, we do not average and we do not fill the gap.

Buy and sell, read from your side

Providers publish Venta of USDT when you buy and Compra of USDT when you sell. We invert that terminology throughout the interface and keep the original in each observation's source card.

Limits of this comparison

We compare observed price within equivalent groups. We do not compare total cost: verified fees are missing. Information for informational purposes, not investment advice. Not every provider listed is supervised by ASFI.

We do not publish a «best digital dollar»: asset, custody, transfer, limits and costs differ in every product. An informational comparison, not investment advice.