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FAQ

Frequently asked questions

Practical answers about Bolivia's official, referential, and estimated parallel exchange-rate references from P2P data.

Question 1

What does the TCO arrow mean?

The arrow compares the displayed TCO with the previous official publication identified beside it. Up means an increase, down a decrease and horizontal no change. The change in Bs and percent is factual, not a forecast or an intraday P2P movement; check validity to distinguish an announcement from an already applicable value.

Question 2

Does the site predict the next TCO?

The numerical next-TCO forecast is temporarily suspended while the model is revalidated under RD 142. No numerical prediction of the next TCO is currently published. Factual movement against the previous official TCO remains available; the code and historical research are retained for recalibration. This suspension does not affect the separate parallel/P2P forecast.

Question 3

When does the BCB publish the TCO?

The BCB publishes the TCO on business days at 23:30, effective the following day. Friday's publication applies on Saturday, Sunday and Monday; holidays use the publication from the preceding business day. The site displays the source's validity interval and distinguishes an announced value from one already in effect.

Question 4

Which exchange rate should I check?

The TCO is one official value published by the Central Bank of Bolivia. RD 142/2026 defines a median weighted by USD amount of dollar purchases made by Bancos Múltiples, Bancos PYME and Banco Público with their clients and the BCB. Transactions between financial institutions are excluded: in the included transactions, the bank buys USD and pays bolivianos.

The BCB referential rate is retained as a separate historical series, with no new observations. It does not replace the current TCO and should not automatically be used as today's card or payment rate. For a current transaction, confirm the quotation, date, fees and terms with your bank or provider.

The parallel rate is a non-official market reference based on public P2P offers, with distinct buy and sell sides. It is neither the BCB's TCO nor necessarily the exact cash quotation offered by a street exchange dealer. Its methodology and observation schedule are independent of the official publication.

Question 5

What changed with Ministerial Resolution No. 245?

Ministerial Resolution No. 245 from the Ministry of Economy and Public Finance, dated La Paz, June 26, 2026, establishes a flexible exchange-rate regime. The transition is executed by the Central Bank of Bolivia.

RM 245 establishes the flexible exchange-rate policy framework. The current operational methodology is RD 142, which repealed the regulation approved by RD 88. RD 88's weighted average and sell reference belong to historical context. The site does not derive current auxiliary buy or sell references as TCO minus or plus Bs 0.10; each bank publishes its own quotations and terms, subject to applicable rules.

In practical terms, the official BCB rate should no longer be explained as the previous fixed 6.86 / 6.96 framework. It is now interpreted as a variable official reference based on daily supply and demand for foreign currency in the financial system.

The resolution links the change to low availability of foreign currency sold by the BCB, reduced liquid and available reserves, and the appearance of a parallel exchange rate above the official BCB rate. This does not mean the site assumes an automatic solution to shortages, inflation, or the parallel-market gap.

Question 6

Why can the official BCB rate now vary?

The TCO is one official value published by the Central Bank of Bolivia. RD 142/2026 defines a median weighted by USD amount of dollar purchases made by Bancos Múltiples, Bancos PYME and Banco Público with their clients and the BCB. Transactions between financial institutions are excluded: in the included transactions, the bank buys USD and pays bolivianos.

Question 7

What is the BCB referential rate?

The BCB referential rate is retained as a separate historical series, with no new observations. It does not replace the current TCO and should not automatically be used as today's card or payment rate. For a current transaction, confirm the quotation, date, fees and terms with your bank or provider.

Question 8

How does the BCB calculate the referential rate?

The BCB referential rate is retained as a separate historical series, with no new observations. It does not replace the current TCO and should not automatically be used as today's card or payment rate. For a current transaction, confirm the quotation, date, fees and terms with your bank or provider.

Question 9

Why does it matter for international payments, subscriptions, domains, digital ads, and online purchases?

The BCB referential rate is retained as a separate historical series, with no new observations. It does not replace the current TCO and should not automatically be used as today's card or payment rate. For a current transaction, confirm the quotation, date, fees and terms with your bank or provider.

Question 10

What exchange rate do banks use for card purchases abroad?

The BCB referential rate is retained as a separate historical series, with no new observations. It does not replace the current TCO and should not automatically be used as today's card or payment rate. For a current transaction, confirm the quotation, date, fees and terms with your bank or provider.

Question 11

Why is the parallel dollar different from the referential rate?

The parallel rate is a non-official market reference based on public P2P offers, with distinct buy and sell sides. It is neither the BCB's TCO nor necessarily the exact cash quotation offered by a street exchange dealer. Its methodology and observation schedule are independent of the official publication.

Question 12

Why can banks, official references, and P2P platforms show different values?

They do not measure exactly the same thing. The official BCB rate is an official reference; the BCB reference value is a separate institutional reference; and the parallel dollar is a non-official market signal estimated from P2P data.

Banks, exchange houses, platforms, and providers may also apply different cutoffs, settlement dates, limits, fees, spreads, and internal rules. A specific transaction can therefore differ from a published reference.

Question 13

Why do you show buy and sell rates?

Buy generally indicates what a source pays to buy your USD or USDT. Sell generally indicates what a source charges to sell USD or USDT to you.

The direction matters. Selling USD and buying USD are different transactions and can have different rates and spreads.

Question 14

Why does historical lookup show first, last, average, minimum, and maximum?

The estimated P2P signal can move during a day. A single point may hide that variation, so the lookup summarizes the first and last records with available rates plus the daily average, minimum, and maximum.

Official and referential records are displayed separately and are not replaced by the P2P summary.

Question 15

Why does the referential rate not appear before December 1, 2025?

The site's stored BCB referential series begins on December 1, 2025, based on the availability and structure of the source used by the project.

Earlier dates may therefore show no referential value. The site does not fill that gap with the official rate because they are different rate families.

Question 16

How should I interpret the calculator and historical chart?

The calculator applies the selected source, direction, and buy or sell value to estimate a conversion. It is not a guaranteed quote or final charge.

The chart compares historical series. For long ranges, P2P uses the daily average sell rate. Historical movement provides context but does not predict future rates.

Question 17

Is this financial advice?

No. This is an independent informational site. It does not buy, sell, exchange, custody, arrange, broker, or recommend operations involving USD, BOB, USDT, cryptocurrencies, or other assets.

For a specific decision, confirm the applicable terms with your bank, provider, platform, official source, accountant, lawyer, tax adviser, or another qualified professional.

Question 18

Is this an official site?

No. This is an independent informational site that organizes public references and available sources.

The primary legal source for the regime change is the Ministry of Economy and Public Finance, Ministerial Resolution No. 245, June 26, 2026. For a specific obligation or procedure, consult the official source, your bank, or a qualified professional.

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